"I Have Spent 7 Months Researching On The Internet To Find Out Which US Bank That Will Open An Account For Foreigners. The Good News Is That You Don't Need To Spend Another 7 Months Because I Have Already Found The Bank For You!"

The following article is the story of how I managed to open my US bank account all by myself, after struggling for 7 months. You can learn how to open yours as well. Or course, you can open it immediately without waiting for 7 months!

What Are The Benefits And Features Of This Account?

Before I share with you the story of how I found this US bank and successfully open an account with them, lets explore all the benefits and features you can have with this account.

  You get a FREE VISA Platinum ATM Debit Card. You can withdraw up to $500 a day at any ATM that accepts VISA cards (12,000 in the US and 650,000 worldwide). You can purchase up to $5,000 a day at 18 million VISA outlets worldwide. This free VISA ATM debit card can be used at all merchants that bear the VISA logo. The free VISA ATM debit card can even be used for ONLINE purchases! And best of all, there is NO SERVICE FEE on using your free VISA ATM debit card for cash withdrawals or purchases!

You Can Write Checks! Pay someone by issuing your own checks. Checks are even FREE and you will initially be given 50 checks after you open your account. You can order your checks directly online via internet banking later when you have finished your checks.

You can deposit USD checks issued by a US bank to your account as long as the check is payable directly to you. You just need to fill up a deposit slip, endorse the back of the check and mail them to the the bank. Deposit slips are FREE and can be ordered easily through the online banking service. If you deposit your USD checks in your local bank, the bank will usually charge you at least USD10 in commissions! And worst of all, you have to wait 4 to 6 weeks before you can see your money. By using a US account, you do not pay any commission and your check will cashed within a few days.

You can send wire transfer directly using online banking. Wire transfer fee is only $25! Incoming wire transfers are free. If you need to wire to a 3rd party account (account that is not under the same name as your account name), a notarized letter is required. If you are wiring to yourself (such as your own account in your local country), the letter is not required.

Works with PayPal! You can link your account to PayPal and verify your account. You can transfer money FROM your PayPal account to this us bank account. Many international PayPal members are unable to withdraw their PayPal fund because PayPal only allows them to withdraw money to a US bank account and not their local bank account. The good news is that with this US bank account, you can now withdraw your PayPal money to the account and turn it to real cash! After you transfer your PayPal money to the US bank account, you can easily withdraw the cash at over 17,000 ATM worldwide using your VISA Platinum Debit Card or you can make a wire transfer to your local bank account. Please note that this US bank account disallow money to be transfered from the US bank account to your PayPal account for security reason. In other words, if you are in PayPal, you can "Withdraw Funds" to your US bank account but not "Add Funds". I think this is a big benefit for us because PayPal can never 'steal' our money by transferring money away from our bank account.

You can open an individual account or a 2-person Joint Account. You can also open a company account with the same procedure and simplicity. This includes non-resident Delaware Corporations! The only difference is that company account does not come with the free VISA ATM debit card. It does come with the check book and works with PayPal. You can of course choose to open both individual and company account!

Hassle Free. Requires only a photocopy of your passport. You don't even need any certification, notarization or apostillization.

No reference letter from other banks required. No credit check.

You do not need a Social Security Number (SSN), Tax ID or a US mailing address because we are opening the account as who we are - foreigners/non resident aliens. We are not playing any tricks and we followed all the rules. So we are using our Passport or any government-issued photo ID and our home address.

Receive Inward Wire Transfer from anyone (FREE). The bank has an international SWIFT code and Routing Number. Receiving wire transfer is FREE.

Very Powerful Online Banking Service that makes your banking easy. For example, you can check your balance, view your transaction history, reorder check books, reorder check deposit slips, transfer money to and from other bank accounts, etc.

Initiate ACH transfers TO and FROM your other US bank accounts for FREE!

You can choose to receive electronic statements (PDF) or printed statements.

Initial Deposit of $50 only. You can wire transfer your initial deposit or send in a check/bank draft along with your application.

No Monthly Service Fee or Minimum Balance Requirement to maintain your account.

Excellent 24/7 Email and Phone Support. You can pick up the phone to call them and get immediate support. Or if you are shy or the issued is not urgent, you can send them an email.

This is not a small town bank. It is a Very Large and Reputable Company with lots of branches in the US. And it is even listed in the New York Stocks Exchange (NYSE) with market capitalization of 7.2 Billion! That's $7,200,000,000 if you don't know how much billion is worth!

Time For Story - How I Manage To Open This Account

Since December 2004, I've made over 100 international calls to the US and sent many emails to almost all the US banking and financial institutions that I could find to obtain more information from them! Name a bank and I have probably called them or at least emailed them. Citibank, Wells Fargo, Chase Bank, Bank of New York, Bank of America, it doesn’t matter if they were a well-known bank or simply a small town bank, if I found them, I would have contacted them.

I filtered through the list slowly, one by one. There are banks that will not reply to your emails and banks where the telephone operator knows nothing about non-resident customers and just can't give me any help. The most common answer I received was, "We can't open an account for you if you don't have a Social Security Number and a US mailing address". If you have contacted a few banks before, you would have heard this same answer every single time. Here is the standard email reply I received from Citibank. If you have emailed them before, I am 100% sure that you would have received the same reply with these exact words.

I filtered through them slowly and patiently. Through the course of this time, I've sent out over 20 courier packages containing all sorts of forms and documents they made me fill in so that they could TRY to open a US bank account for me. I've spent so much time and money, running here and there to prepare those documents, reference letters, etc. Finally, I GOT LUCKY! After all the phone calls, emails, couriered packages, time, effort, patience, and not to mention the hairs that I've teared off, I finally managed to open 2 US bank accounts.

The Best US Bank Account I Got!

Of the 2 accounts, the best account I got was less of a hassle to sign up to compared to the other one which required tons of paperwork. By the time I found it, I was already so tired from making so many calls and sending so many emails. I had wasted so much time and money but I didn't manage get anything back at all.

The moment I found out about this bank, I immediately tried it. I discovered that all I needed to do was to fill up a very simple form for opening the account and then proceed to send it back along with an initial deposit of $50 and a copy of my passport! I didn't even need to certify or notarize my passport copy!

I sent the documents by UPS and it was delivered to the US within 4 days. The bank processed my application and sent me a confirmation email on the next working day notifying me that my account was opened. They also informed me that I would receive the welcome package for my new account soon!

I waited for about 1 week and I received the welcome package in my mailbox! Inside it were the full information about my US bank account and my username for online banking. The password for my online banking came in another letter for security purpose. I was able to start making banking transactions immediately! I logged on to my online banking account and had fun clicking around. 2 weeks later, I also received my free VISA ATM debit card, my PIN number and my first check book with 50 checks inside! My name was printed on my free VISA ATM debit card and all my checks.

Since then, I have been a very satisfied user of my US bank account!

Why Does One Need a US Bank Account?

From my own experience and from reading the emails of my site's visitors, I have come to the conclusion that a non-resident of the US would usually want to open a US bank account for one of the following reasons:

1. To deposit USD checks. These checks usually come from affiliate commissions and other internet earnings. If you deposit the checks at your local bank account, the local bank charges you a high transaction fee, which comes up to around USD $10 per check. That means if you deposit 1 check every month, you will need to pay USD $120 just for bank fees every year. If you receive a check with a small amount, say $30 and your bank takes away $10 from it, you will be left with $20. 33% of your profit is gone for no good reason! By having a US bank account, you can now deposit unlimited USD checks for FREE. If you usually deposit 12 checks per year through your local bank, you stand to save up to $120 per year.

Your local bank would also take around 4 to 6 weeks to cash a USD check because they need to send your check back to the US bank that issued the check! By having your own US bank account, you can quickly mail your check back to them and have it cashed once they have received it.

2. To withdraw your PayPal funds. You can be paid via PayPal for various reasons. This is especially true when you are selling something online either directly through your websites or eBay. If you do not have a US bank account, there is only one way to use your PayPal funds, which is to use it online through other PayPal merchants. By having a US bank account, you can withdraw your PayPal funds and then use the money anyway you want. Having a US bank account also allows you to fully activate and verify your PayPal account.

How Can You Open A US Bank Account Yourself?

There are basically 2 ways to do this.

1. You will need to do exactly what I did many months ago. First, make a lot of telephone calls (Tip: Get a long distance discount calling card) and send tons of emails. You might be speaking to operators that do not know what they are talking about or operators that make you wonder if they are really speaking in "English". You then will have to wait a few centuries for them to reply your email (if they do reply at all). Most of them will just tell you that they are happy to receive your email and tell you something useless. If not, the mails will usually begin with "We're sorry ...".Then, you will also have to spend just 'a little bit' of money on courier services such as FedEx, DHL or UPS. If you want to save some money, you could use ordinary mail and wait for your international air mail to fly from your country to the US. It is cheaper, but you pay for it by wasting a lot of precious time.

OR

2. You can learn from someone who has DONE IT BEFORE instead of going through all this yourself! And that person *could* be me. It's up to you. If you have been reading up until here, you most probably have read about my experience and the advantages and disadvantages of the bank. Right now, you should be able to DECIDE whether or not the bank fulfills your requirements. If you are still unsure, take out a paper now and list down all the reasons why you need a US bank account and compare them with the information provided on this page. If it does not fulfill your needs (e.g. if you need to transfer money into your PayPal account, wire money to someone else, etc), then there is no reason for you to read on. If you think the account suits you, read on to know how I can be of help to you.

What Can I Do For You?

I will help you to open your US bank account. The first reason I spent so much time doing research on US bank accounts was because I needed a US bank account myself. The second reason that motivated me was that I could provide this information to people who need it as a service. All you need to do is print out and fill in the application forms that I will provide you. After that, you just have to send them back to the bank's office in the US along with a copy of your passport.

Most importantly, I have also included a lot of useful information in an eBook, with scans of all the documents that you will be receiving and tips on how to fill them in.

How Long Will It Take to Open Your Account?

It will take less than 2 weeks from the day you send out your application forms. "2 weeks" is actually the time it takes for your air mail to reach the bank's office in the US. If you use a courier service like FedEx or UPS, it will take less than a week! Once they have received your forms, they will process your application within 1 working day. After your account application has been approved, they will send you a confirmation email so that you will know that your account has been opened. So far, none of my clients have been rejected.

Who Are Eligible To Open This Account?

Almost anyone from any countries can open an account. The only exceptions are citizens of the following countries - Canada, Cuba, Iran, Iraq, Libya, North Korea, Sudan, Liberia, Sierra Leone, the UNITA faction in Angola, Syria and Burma (Myanmar).

How Much Will It Cost?

My one-time-fee for this service is only $14,95.

Think about this, if you need to open a US bank account and you hire someone like me to perform the research for you. I will have to go through the whole process (visit websites, sending mails and emails, making calls, etc) and it will take me 7 months to finish my research to get the information that you need. How much do you think is the *fair* amount that you should be paying me for my services? Will you be bearing the expenses that will be incurred during the research? (sending one courier package already costs $28 and I will need to send more than 20).

Besides this, if you cash 10 USD checks through your local bank, this means that you will have to pay around $100 in bank charges to your local bank! Most US banks also charge at least $10 for service fees each month, multiply that by 12 months and it will come up to $120! The account that I will be helping you to sign up for doesn't charge a monthly fee!

The $50 initial deposit is still your money and you can use it immediately after it is deposited into your account. You can send in the initial deposit using a USD check/bank draft or through wire transfer. Some of my clients even used PayPal! There is no monthly fee and no minimum balance requirement for maintaining your account.

What Do My Customers Say About My Service?

Hi Ronald,

I loved your guidebook! Thanks so much. I am so excited to get my welcome kit from the bank! Thanks so much again for sharing your knowledge with us (I think it was a very fair price for your service!). I was searching for a possibility more than one year and was not successful. Hope to hear back from you soon.

All my best, Richard

Thank you service and useful information you provide. It look like XXX account really work. I got a mail notification that account is opened and within 10 days I got a Welcome kit with information for Internet access.

Patrick, Australia

Hello Ronald,

I'm very happy with the info you supplied. Also the your pricing is really attractive. You also provides a good support to us.

Sebastian, Netherlands

Hi,

I am very happy with your service! Before I found you I tried to open a us bank account for long time without any success.

Best Regards
William Popovic

Hi Ronald,

You have really helped me understanding and opening the account in USA, I am businessman from India.

After paying you, you replied all my mails even after one month of the payment. My every email was answered promptly.

At such a nominal amount giving service till date, you are incredible. I appreciate your sincerity with your customers.

Thank you,
My Best Regards,
Prakash

Hi Ronald, my testimonial is short but sweet. As an Australian living in Thailand the banking situation here is hopeless for foreigners, No interest on deposits in banks, No Debit cards or credit cards, if you are real lucky all you get is a savings A/C with ATM card. When I first decided to try and get an A/C in the US I was a bit worried about being scammed again but NO all you have done is try to help me in getting my US bank account open. I mean real help no matter what the problem has been you were always there to guide me through the tricky parts. So to give you a testimonial is the least I can do. I wish you the very best for the future.

Ben, Thailand.

I have some internet businesses from which I regularly receive US dollar checks. It takes more than a month to clear the checks from my country. Now that I have opened a US Dollar account, I can save both time and money by banking the checks directly into the account. I can also transfer funds to my account from Paypal now. Before this, there was no way for me to withdraw funds since Paypal doesn't allow withdrawals to my local bank accounts here.

Ronald's instructions were very clear and I had no problems at all in opening my US dollar account. He has saved me a lot of time and hassle and I will definitely use his service again to open more accounts in the future.

Jessica, Malaysia

Hello Ronald,

Your instructions & guidelines are very useful & easy to follow. You have basically provided everything necessary to open a USD account and to get a USD denominated charge card.
I am very happy with your service and the fee paid is worth the time saved searching for it yourself.

Thank you
Bruce Wellington, New Zealand

Hi Ronald!

You have been really honest and helpful thank you
for your quick replies and service.

Kumala, India

Howdy Ronald,

You are the man NUMBER 1 in my list... Your service +++AAA rocks!! The guidebook was great and everything smooth... Keep it up!!

Stephen, Australia.

I would like to thank you, it helped me a lot that I found this XXX bank. Thanks in any case and keep up the good work.

Qila

Hello!

You are doing great! Thank you very much for all your hard work :-)

Indra, Indonesia

You are good !

Harmeet Singh, India.

Thank you for every help that you did. Your work is good for me.

Savas, Bangladesh

"Best service if you are looking for a Non Resident us Bank Account, WORTH THE MONEY !!"

Rakesh
Nepal

hi sir thanks a lot to a great gentelman and good and honest person as i am very glad to you that to had been chosen me to inform this very great ful to you . and you are a very great and good person who try and have feelings to help other peopels taking your time to find all this things very great person there are no more words i have to a very very great person thanks a lot
as waiting for your reply

Angelic, Manila

Your information to us are great. Nice working out with you..

Huslinda, Malaysia

Great Service man keep it up. Hope everyone enjoys your service!

Aqeef, Pakistan

Money Back Guarantee

40 days are more than enough for you to open your account and that's why I am giving you a full 40 day money back guarantee. If the bank rejects your application, you will get a full refund. But I can tell you one thing, of over hundreds of customers in the last few months, none of them are being rejected! I have a clean 100% success rate. Just take a look at the amount of testimonials I have! They are all my happy customers. But you never know, there might be some (extreme) instances that your application might get rejected, that is why I have this 40 days money back guarantee as a protection if things don't work out!

Hi,

Your service is fantastic. Thanks.

May Ling, China

How To Order? (Open Your Account Now!)

All information on this page is correct and I will prove it in my guide. I had gone through the whole process myself and that's why I am qualified enough to provide you with this information and help you in opening your US bank account. I have spent a lot of time and effort on researching and preparing all of this.

You can make the payment of $23,50 $14.95 (Limited Time Offer Only!) with your free VISA ATM debit card. You will automatically receive an email from me afterwards. The email will contain the instructions on how to open a US bank accounts. You will be given a complete set of step-by-step instructions on how to open your US bank account immediately together with examples of how to filled them out. To proceed to the payment page, please click on the " Buy Now" Button.

This low price is a special one-time, limited offer only! I have the right to increase the price when the time is up. You can lock-in this special low price of just $14.95 while you still can. Don't procrastinate! The sooner you open your US bank account, the sooner you can do business on the internet and start receiving money from others. Not to mention other benefits that I have just described earlier. You must act now because this special offer won't last. Buy it now while you still can!

Sincerely,

Ronald

Contact me

P.S. You won't regret when you buy this information kit. You'll be surprised of how easy it is to open a US Bank account even without setting your foot there! You'll be amazed of how fast and convenient it is to receive your welcoming package from the bank together with your online access number and later on your free VISA ATM debit card and check book from the bank.

If you don't step forward to take advantage of this 100% guaranteed offer, you'll miss out on the information that is truly priceless. You have a choice to make. Make a wise choice NOW!

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